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UK Gov. “Nudge Unit” is working with Banks to implement Social Credit System disguised as ‘Carbon Guilt Trip Tracker’

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Imagine you just filled up at the petrol station and you get a message on your phone saying: “Did you know this purchase is equivalent to over 200 kg of carbon? If you used public transport more, you’d save over half.”

This is a service that Cogo, a carbon impact platform is providing for mobile banking apps, such as NatWest with the aim to inform and change behaviours.

And they are working in partnership with notorious communist Professor Susan Michie’s Behavioural Insight Team, which was responsible for the propaganda and lies published and spouted on a daily basis during the Covid-19 pandemic in order to manipulate you into giving up your freedoms and rights without a fight.


Let’s not lose touch…Your Government and Big Tech are actively trying to censor the information reported by The Exposé to serve their own needs. Subscribe now to make sure you receive the latest uncensored news in your inbox…


By Sikh For Truth, Editor of Truth Talk

Cogo is a carbon footprint management product that helps individuals and businesses to measure, reduce and offset their impact on the climate. It has a powerful algorithm that can calculate the carbon emissions of all transactions on an account.

Coga’s mission statement is to “Support hundreds of millions of individuals and businesses across the world to be more conscious of the impact of their spending on people and the planet”.

Through their banking app products, businesses and consumers can track their individual carbon emissions.

Coga has partnered with leading banks to transition their customers into a low-carbon economy including: Natwest, RBS, Coutts, Westpac, Commonwealth Bank, ING, Ulster Bank, TSB, Mastercard, Satander, The Cumberland, Kiwibank and OTP Bank.

Carbon footprint trackers are being embedded into these banking apps. For example, NatWest analyses your monthly transactions and matches them to their industry categories (grocery, energy, transportation). Carbon footprints are then calculated by multiplying transaction amounts by emissions factors.

So, if you spend £15 on a dress at an average high-street retailer, that’s 16kg CO2. The same £15 spent on a dress from a charity shop could have a lower footprint of around 4kg CO2.

Now the UK’s Behavioural Insights Team, also known as The Nudge Unit, which was prolific during the covid pandemic by their application of psychological and behavioural programming warfare on the people of the UK, has partnered with Cogo to “explore how banks should approach their customers to be green.”

According to the Nudge unit, banks should use their “wealth of data” to provide “carbon feedback” on transactions, and introduce social credit-style rewards and incentives to encourage “sustainable behaviours.”

The goal is to nudge you towards a net zero future by using carbon impact prompts within app transactions to reflect the emissions generated by your transaction. These messages would be delivered at just the right moment, i.e., at the point of purchase.

These alerts are called carbon feedback.

This is about transitioning to a low-carbon economy where you own less, reuse more and eat insects. The idea is that you would be incentivised to do the right thing to save the planet.

For example, the BI team have suggested an exclusive bank card – The bank offers you a special green bank card if the carbon footprint of your transactions is below a certain threshold. This card would entitle you to perks and exclusive discounts in selected stores.

The classic carrot and the stick.

You may also receive alerts to encourage you to consider purchasing second hand products or repairing your products. These alerts may offer guarantees to get your money back for faulty goods.

This is about the push towards a circular economy where you will own nothing and be happy.

The BI team said that banks have a licence to operate when it comes to introducing carbon feedback on transactions. And to seize this opportunity the Nudge unit recommends that “Banks should nudge customers to take the sustainable actions that people are most willing to take.”

Another company called ecolytiq is also pushing ahead with carbon tracking. Banks like Rabobank and Tatra Banka have partnered with ecolytiq to integrate carbon tracking into their apps, while Tatra Banka has introduced a scheme that rewards sustainable purchasing.

With rewards and possible penalties, ESG’s carbon reduction is about changing our buying and travelling habits by changing our behaviours.

Each country has a carbon quota, and it won’t be long before everyone receives their own personalised carbon quota.

Many platforms, not just financial institutions, are implementing carbon footprint trackers. Earlier this year in Davos at the World Economic Forum, Michael Evans, President of Alibaba Group, said:

“We’re developing, through technology, an ability for consumers to measure their own carbon footprint […] That’s where they’re traveling, how they are traveling, what are they eating, what are they consuming on the platform”

J. Michael Evans, President of Alibaba Group, WEF 2022.

Let us not forget the World Economic Forum published an article in September titled ‘My Carbon’: An approach for inclusive and sustainable cities where they said that COVID-19 was a test of social responsibility and that we need to monitor our own carbon levels.

Even Norwegian supermarket chain E-Grocer Oda is now providing climate receipts to its customers to encourage them to buy the right things.

Also in a French article titled “Private Jets, Transport, Heating, Food… What If We Set Up A “Carbon Card”? They gave the following example: “Take a private jet to go to Hendaye, plan a trip to New York, fill up your car at the service station or buy a beef steak at the supermarket… What if tomorrow, each of these CO2-consuming actions were limited by the allocation, for each citizen, of a certain carbon quota to be used?”

If banks are gearing up for this now, what will it be like when trackable and programmable central bank digital currencies are introduced? Simple, if you’ve used up your carbon quota, you can’t buy that product.

CBDCs will give the elites control over what you can own and what you can’t.

Meanwhile the Dutch are already talking about changing their laws to monitor all transactions over 100 euros, possibly to police for net zero compliance.

And just last month we had the former deputy governor of the People’s Bank of China touting a Communist China-like approach to CBDC’s. He said:

“By programming CBDC, money can be precisely targeted for what kind of people can own and what kind of use this money can be utilized” — Bo Li, IMF, October 2022

Also, there is a new scheme for residents of Warwickshire in England. As a result, they can earn rewards and win prizes for tracking their active and sustainable travel throughout the District.

Our society is slowly sleepwalking towards personal carbon allowances and mass social nudging, most likely linked to a CBDC.

In other words, to decarbonize the west, we’re moving towards a net zero social credit system, based on sustainable behaviours.

In the end, they don’t want you to leave your house, and they don’t want you to travel, because you are the carbon footprint they want to eliminate.

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Watcher Seeker
Watcher Seeker
24 days ago

Similar things in the USA -“How Government Makes Your Bank Spy on You”https://www.paulcraigroberts.org/2022/11/06/how-government-makes-your-bank-spy-on-you/

Watcher Seeker
Watcher Seeker
24 days ago

“Europe May See Forced De-Industrialization As Result Of Energy Crisis”
https://www.zerohedge.com/economics/europe-may-see-forced-de-industrialization-result-energy-crisis

john
john
24 days ago

This will sort the slaves from the men.
The lazy good for nothing couch potatoes that rely on the State for “benefits” to buy their poisoned processed foods will absolutely love it. No more proof required that they are actively seeking employment. No more doctors notes for made up ailments.
While the men in their spare time, dig over their gardens, plant organic seeds and reap the benefits of food filled with nutrients to keep their family alive and healthy.

WhatEver
WhatEver
Reply to  john
23 days ago

I am afraid this is just hopium. People with brain who saw through them are their worst enemies because some might creative enough to fight back in a way or another.

With manipulating the weather (droughts, other extremes) you can plant as many seeds as you wish but you can’t won – and I am a planter, too trying to save heirloom seeds.

Watcher Seeker
Watcher Seeker
24 days ago

Call me suspicious, but I wonder if this is a course that brainwashes students and trains them to be eco-mobsters, Green Nazis, useful idiots, and turns them into activists who go out attacking society as the XR \ Insulate Britain and Just Stop Oil thugs do.      

“Feeling blue about green issues? University of East Anglia offers mindfulness course to help students deal with ‘eco-anxiety’.      

https://www.dailymail.co.uk/news/article-11373617/University-offers-course-help-students-deal-eco-anxiety.html

Bob - Enough
Bob - Enough
Reply to  Watcher Seeker
24 days ago

“Insulate Britain and Just Stop Oil thugs” and I think one more are all the same paid lackeys, paid by the usual suspects.

Much of their BS is to turn the people off against marchers and protest, so the governments can easily pass their bills banning such things – that is why they are in the MSM all the time and that is why they can access places and do things that even the SAS could not get close to.

Just one example = https://www.theartnewspaper.com/2022/10/21/getty-oil-heiress-funds-climate-crisis-activism-just-stop-oil

All part of the agenda.

Islander
Islander
Reply to  Bob - Enough
23 days ago

I go with that!

Watcher Seeker
Watcher Seeker
Reply to  Bob - Enough
23 days ago

Bob – you are right about “all part of the agenda”, they are most likely Soros funded and some of our leaders secretly support them, but I think you have gone down the wrong track with “Much of their BS is to turn the people off against marchers and protest, so the governments can easily pass their bills banning such things”. Yes the gov’t wants to ban protests, but they will use the old “far-right extremism” excuse for that. The eco-mobs will get their demands met. Sunak will come back from Egypt and say that he is speeding up the green agenda and he will point to the eco-protests and say that they show that it is what people want. Cameron used this tactic. Remember the IF campaign – Increase Foreign Aid (they used “IF” campaign, slicker than “IFA” campaign). Cameron was photographed outside Number 10 with a group and of them and he said that he didn’t want to increase foreign aid, but it is what people want so he will do it, and he did. Many months later we found out that he had sent out agents to set up the IF campaign. Never trust those at the top of political parties, because the truthful and honest ones never make it to the top.

Bob - Enough
Bob - Enough
Reply to  Watcher Seeker
23 days ago

But I think there are 10 bills going through (or have or will) – all interconnected .. not saying you are wrong but those like me (or us) are already well covered under, you know the “far right, Brexit supporting, violent, moronic, uneducated, conspiracy lovers that spout mis and disinformation – oh yes domestic terrorists” in other bills already. Cheers

Islander
Islander
Reply to  Bob - Enough
23 days ago

1-0!

Islander
Islander
Reply to  Islander
23 days ago

So far! -My prediction is 2-0, but hope I am wrong!

Bob - Enough
Bob - Enough
Reply to  Islander
23 days ago

So far it is spot on … I go for 3-2, but first I need to nick my daughters alcohol from her birthday.

Islander
Islander
Reply to  Bob - Enough
23 days ago

2-0 was a bit flattering? How much time has FL got?

Bob - Enough
Bob - Enough
Reply to  Islander
23 days ago

2-0 ??; get a grip snowman, as that would have been Ok.

john
john
Reply to  Bob - Enough
23 days ago

Bills, Statutes and Acts apply ONLY to those described as legal persons, citizens, residents etc. All acronyms for a slave. Not a single one applies to Men and Women. Not one.
Know thyself.
Are you the NAME on state documents? Are you another NAME on bank statements?
Are you another NAME on debit/credit cards?
The People have become and accepted so many different NAME’s just so they can play with Satan in his Satanic system. They have forgotten who they truly are.

Bob - Enough
Bob - Enough
Reply to  john
23 days ago

Very true, but I learnt al this too late.

john
john
Reply to  Bob - Enough
23 days ago

It is never too late.

cachaciero
cachaciero
Reply to  john
17 days ago

It,s never too late, understand that since 1973 when Heath took the country into the EU and committed Treason in doing so every Parliament has been illegal and the statutes passed have no validity, we only need to be willy enough to use the system to make them go away.
Suggest that you go watch this:-

Islander
Islander
Reply to  john
23 days ago

He that hath an ear, let him hear what the Spirit saith unto the churches; to him that overcometh will I give to eat of the hidden manna, and I will give him a white stone, and in the stone a NEW NAME written, which NO MAN KNOWETH saving he that receiveth it. Revelation 2:17. (Capitals mine).

All these present ‘names’ are but junk.

Bob - Enough
Bob - Enough
Reply to  Islander
23 days ago

Think I would rather have a name, than the number I have also been given !.

Watcher Seeker
Watcher Seeker
Reply to  Bob - Enough
23 days ago

Is this proof that the police, the deep state, the people behind the curtain are supporting Just Stop Oil? They are using these eco-mobs to get a revolution going.

“Outrage as LBC reporter is handcuffed, arrested, swabbed and held in custody for FIVE HOURS while reporting on Just Stop Oil M25 chaos from public area…but eco-mob are able to carry on climbing gantries”https://www.dailymail.co.uk/news/article-11407377/Outrage-police-arrest-reporters-photographers-reporting-M25-chaos.html

Bob - Enough
Bob - Enough
Reply to  Watcher Seeker
23 days ago

Hmm maybe. Everything they are doing from these paid prats, to strikes, this and that – on air, rail, road, even sea travel is to turn people off travelling and to keep us all in our small, self-induced lockdown area.

The only reason I say maybe is that these are all long term plans “nudging people” into certain directions… it could be a simple as just trying to attract the young libtards to the “climate change” farce.

Regards the link (thanks), no difference to the police attitude to the BLM protestors vs the anti-mandate marches…sad to see.

Islander
Islander
Reply to  Watcher Seeker
23 days ago

Good post.

Watcher Seeker
Watcher Seeker
24 days ago

On the point of buying new clothes versus from a charity shop. The carbon footprint depends on how long you wear clothes, not on simply the act of purchasing an item. I wear clothes until they are worn out and buy clothes only when old ones have to be replaced (because I am not a follower of fashion and not because I try to be “green”). When they tell someone that buying a new item is bad for the planet, they are imposing unjust guilt on those who wear clothes for many years.

To calculate the true carbon footprint they must track the item to determine the time over which it is worn and then depreciate the carbon used in manufacturing for each year of wear, That will come when all clothing items have RFID tags sewn into them, as will everything we buy, enabling everything to be tracked – total surveillance and monitoring

Watcher Seeker
Watcher Seeker
24 days ago

“Billionaires emit a million times more greenhouse gases than the average person, study finds”      

https://edition.cnn.com/2022/11/07/world/billionaires-greenhouse-gases-climate-intl/index.html

natebane
natebane
24 days ago

I hope this just encourages people to go for the ‘high score’. Someone create an additional app to make a leaderboard, instant counter to them since people will do anything for fake internet points lol. You need to get a critical mass to start opposing or the banks are going to continue strong-arming their way to the seat of your governments, not just the UK.

WhatEver
WhatEver
23 days ago

Another dark plan which is mobile phone dependent. If enough would try to live without it they would be paralyzed.

johnny
johnny
23 days ago

I have a Natwest App & I can tell you that it’s all true. I have just been through the app & it’s tracking & estimating ALL my spending “By category” in CO2 by Month & making suggestion like cold wash your clothes, Rent Pre Owned Clothes, Turn off your tumble dryer etc etc . It’s really scary what they are doing

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23 days ago

[…] UK Gov. “Nudge Unit” is working with Banks to implement Social Credit System disguised as ‘Car… […]

Gerald
Gerald
23 days ago

I thought Susan Michie promised us all not to wear a mask for the rest of her life? What is she doing unmasked in the picture above? Just proves she is not to be trusted. May I suggest if you get one of those messages asking you “Did you know this purchase is equivalent to over 200 kg of carbon?” etc. Just reply “Yes”

Gerald
Gerald
Reply to  Gerald
23 days ago

OOPS! Meant to say SM promised she would wear a mask for the rest of her life.

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[…] UK Gov. “Nudge Unit” is working with Banks to implement Social Credit System disguised as ‘Car…Imagine you just filled up at the petrol station and you get a message on your phone saying: “Did you know this purchase is equivalent to over 200 kg of carbon? If you used public transport more, you’d save over half.” This is a service that Cogo, a carbon impact platform is providing for mobile banking apps, such as NatWest with the aim to inform and change behaviours. […]

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22 days ago

[…] […]

cachaciero
cachaciero
17 days ago

Simple pay cash which given the threat to cash and the push to digital money cash is a win win.